When you open a new checking account, you’re typically given the option of opting in for
Yes:  fortunately — although it’s true that consumers are paying more than ever in fees, and
No. The Federal Reserve does influence the rate you earn, however. The “Fed” controls something called
Yes. FDIC insurance guarantees that, in the unlikely scenario that your bank collapses, the federal government
Yes, generally. Since they save money by not operating storefront branches, online banks can afford to
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