Refinance commercial real estate

Lower your rate, avoid a balloon payment or free up cash from your property.

75%

Commercial lenders allow borrowers to cash out up to 75% of the property’s current valuation

Fixed rate

Switch from a variable to a fixed rate to lock in some financial security

No balloon

Avoid an upcoming balloon payment, when most of your loan comes due at the end

Why refinance?

Considering refinancing your commercial property? There are plenty of reasons to think it over.

Cash-out refinance

You might be looking for a cash-out refinance to free up some funds for repairs or renovations.

A fixed rate

You might want to switch from a variable to a fixed rate in order to lock in some financial security.

No balloon payment

Maybe you have an upcoming balloon payment (when most of your loan comes due at the end) that you’d like to avoid.

Lower rates

Or maybe you’d just like lower rates.

Other options

Lock in low long term ratesImprove cash flowImprove termsConsolidate debtEquity disbursement (partner buyout)Finance property improvements

Financing options available

Conventional financing

Refinance with a conventional commercial loan.

Explore conventional

SBA 504

Long-term, fixed-rate financing for owner-occupied real estate.

Learn about SBA 504

Calculators

Loan Payment Calculator (use 25 year term)

monthly mortgage payments

FAQ

Can you do a cash-out refinance on a commercial property?

Yes, it’s possible to do a cash-out refinance on a commercial loan. Commercial lenders allow borrowers to cash-out up to 75% of the property’s current valuation. This method is a solid option for business owners who want to tap their equity and use the cash to make substantial improvements to the property or to add more properties to their portfolio.

Have more questions? Are you located in Washington, Oregon or Idaho?

Contact Paul Long