Tag Archives: lending


A Nerd Wallet Article If you’ve applied for a small–business loan, you might have thought that the fine print on your contract sounded like another language. Yet, it’s crucial for you to understand your loan’s terms and conditions. “[Small-business owners] Read more…


by Colleen DeBaise (Three Rivers Press, Dec. 29, 2009). Starting a business is a lot like becoming a parent. Not only do you have to prepare for your start-up emotionally and financially, but you have to be committed to its Read more…


By Paul Long   August 2016 When I talk with business owners there are always questions and assumptions that get brought up when talking about loans. Most Americans understand basic consumer loans, there are your traditional term loans, lines of Read more…


Small businesses looking for financial help from an “angel” often turn to individuals willing to invest in promising, start-up opportunities. Angel investors can be a good funding source to consider after you’ve tapped your friends and relatives. But angels usually Read more…


Budding entrepreneurs often turn to a lender that overlooks weak points, provides flexible terms, and offers a dream-come-true interest rate: the Bank of Mom or Dad. Without an established track record, start-ups often have trouble getting a traditional bank loan Read more…


June 2016- By Paul Long As a banker for 19 years it is always amazing to me how people “pitch” there loan idea to me. I have had very formal presentations, I have had phone calls that made no since, Read more…


April, 2016 Getting a loan for your small business can be difficult for some. Maybe you just started your business or maybe you have been in business for years but had a hard year financially or some credit problems in Read more…


By Marco Carbajo, Guest Blogger- SBA Published: February 9, 2016Updated: February 9, 2016 Whether we like it or not, access to credit is an essential part of running a small business, but being considered creditworthy can be a challenge. According to Credit Read more…


U.S. Small Business Administration While every business has a bank, few have a banker.  That’s because bankers are too often seen as obstacles standing between an entrepreneur and the bank’s vault. “You don’t do business with an institution.  You do Read more…


How To Speak Bank by Paul Long- 2013 Do you ever feel like to need a finance degree to understand some of the terminology when you apply for a business bank loan? A good banker will always help guide you through Read more…