Yes— but only if you act quickly. If you lose your debit card or discover your PIN or password has been stolen, say something immediately: Federa ...
Banker Question: Can overdraft protection help you avoid huge fees?
When you open a new checking account, you’re typically given the option of opting in for overdraft protection. But it comes at a steep price. Suppose ...
Banker Question: Are there still free checking accounts?
Yes: fortunately — although it’s true that consumers are paying more than ever in fees, and free checking accounts have become harder to find. ...
Banker Question: Does the Federal Reserve sets the interest rate on your savings account?
No. The Federal Reserve does influence the rate you earn, however. The “Fed” controls something called the federal funds rate, which is the rate at wh ...
Banker Question: Are banks required to have FDIC insurance?
Yes. FDIC insurance guarantees that, in the unlikely scenario that your bank collapses, the federal government will make you whole up to $250,000. Whi ...
Banker Question: Does online banks offer higher interest rates than brick-and-mortar institutions?
Yes, generally. Since they save money by not operating storefront branches, online banks can afford to offer much higher rates than the national ave ...
Watch out for IRS Scams… Even Bankers get the call- Listen to it here
I got a call from the IRS that I owe them money. Listen to see how the call went :) Paul
Spy on Your Competitors- Instapaper
Instapaper – a tool for organization This is a simple tool that allows you to save web pages for later to read on your computer, mobile phone, or eve ...