Get working capital for my business
Every business needs working capital. There are many different products out there that can help with this. Working capital generally is used for short term financing needs including, but not limited to short term payroll, trade discounts, or inventory purchases.
Financing Options Available
Conventional Line of Credit
SBA Express Line of Credit
SBA Working Capital Pilot Program
SBA 7a Term Loan
Business Credit Cards
Real Estate Secured Line of Credit
Unsecured Business Lines of Credit
Factoring Line of Credit
Merchant Cash Advance
Helpful Attachments
How to determine what your business’s line of credit should be
Credit Lines–How Much Is Enough?
Calculators
Line of Credit Payment Calculator
Helpful Resources
How to use a Line of Credit properly
Quick Tips: Line of Credit
How Business Credit Works
SCORE- National Business Advising Services
Small Business Development Center- Washington
Small Business Development Center- Oregon
Small Business Development Center- Idaho
Helpful Links
SBA Lender Match
FAQ
How much of a line of credit do I need?
There are MANY different ways to determine this.
15% of Annual Revenues
70% of Accounts Receivable Balance
25% of Inventory Balance
2-3 months of operating expenses
2-3 payrolls
Have more questions? Are you located in Washington, Oregon or Idaho?
Contact Paul Long