Get working capital for my business

Every business needs working capital.  There are many different products out there that can help with this. Working capital generally is used for short term financing needs including, but not limited to short term payroll, trade discounts, or inventory purchases.

 

 Financing Options Available

Conventional Line of Credit

SBA Express Line of Credit

SBA Working Capital Pilot Program

SBA 7a Term Loan

Business Credit Cards

Real Estate Secured Line of Credit

Unsecured Business Lines of Credit

Factoring Line of Credit

Merchant Cash Advance

Helpful Attachments

How to determine what your business’s line of credit should be

Credit Lines–How Much Is Enough?

Calculators

Line of Credit Payment Calculator

Helpful Resources

How to use a Line of Credit properly

Quick Tips: Line of Credit

How Business Credit Works

SCORE- National Business Advising Services

Small Business Development Center- Washington

Small Business Development Center- Oregon

Small Business Development Center- Idaho

Helpful Links

SBA Lender Match

FAQ

How much of a line of credit do I need?

There are MANY different ways to determine this.

15% of Annual Revenues

70% of Accounts Receivable Balance

25% of Inventory Balance

2-3 months of operating expenses

2-3 payrolls

Have more questions? Are you located in Washington, Oregon or Idaho?

Contact Paul Long