Deschutes County, Oregon
SBA loans in Deschutes County
Bend, Redmond, Sisters, La Pine, Sunriver and communities across Deschutes County.
Business acquisitions, owner-occupied commercial real estate and working capital, from a commercial banker with more than 27 years of experience.
27+ years
Business banking experience at small and large banks and credit unions
$250,000–$5 million
Owner-occupied commercial real estate and business acquisition loans Paul helps with most
Portland
SBA office serving Deschutes County
Financing for Deschutes County business owners
In the high desert of Central Oregon, Deschutes County is home to Bend, Redmond, Sisters and La Pine. Its economy is shaped by outdoor recreation, healthcare, technology and craft industries, from startups in Bend to family-owned outfitters in Sisters, with U.S. Highway 97 and Redmond Municipal Airport connecting the region.
Central Oregon has grown quickly, and rising commercial rents push many owners to buy their building instead. Growth has also made it an active market for buyers taking over established local businesses. SBA 7(a) and 504 loans offer lower down payments than many conventional loans, which helps owners keep cash in the business.
Paul and his team travel to each county when needed. That means Paul can walk a property or sit down with a buyer and seller while a deal comes together.
What Paul finances in Deschutes County
Business acquisitions
Stock and asset purchases, financed with SBA 7(a) loans from first offer to closing.
Commercial real estate
Buy or refinance the building your business operates from, with a lower down payment than many conventional loans.
A few examples of how we help businesses in this county
We love helping local businesses!
| Industry | Loan amount | Jobs retained |
|---|---|---|
| Fabricated Structural Metal Manufacturing | $1,300,000 | 12 |
| Other Residential Care Facilities | $150,000 | 13 |
Local SBA resources for Deschutes County
SBA Portland District Office
Deschutes County is served by the SBA Portland District Office.
419 SW 11th Ave., Suite 310, Portland, OR 97205 · 503-326-2682 (by appointment)
Free business advising
For no-cost help with a business plan, projections or a purchase, Deschutes County owners can work with the Central Oregon Small Business Development Center at Central Oregon Community College in Bend. A solid plan and clean projections make any SBA application stronger.
Is your Deschutes County project a good fit?
Paul helps best with projects that have one of these
- Business annual sales from $500,000 to $20 million
- Owner-occupied commercial real estate (51% or more) and business acquisitions with loan amounts from $250,000 to $5 million
- A business operating for more than 2 years, with loan needs above $50,000
- A goal of using an SBA loan’s low down payment to keep cash in the business
Paul has a difficult time helping
- New businesses (under 2 years in business)
- Land purchases where there is no construction or the land is not used for business purposes
- Businesses outside of the Pacific Northwest
Common questions from Deschutes County borrowers
Do I need a lender with a branch in Deschutes County?
No. SBA lenders can finance businesses across the areas they serve, and much of the process happens by phone, email and secure document upload. Paul and his team travel to each county when needed.
Do SBA lenders care more about collateral or cash flow?
Cash flow. That said, many SBA lenders also want some level of collateral. Most lenders have their own risk tolerance when it comes to lending without collateral.
How long does the process take?
It depends on the project. A real estate purchase or business acquisition typically takes 45 to 65 days from the time you first connect with your lender. Getting the lender what they need as soon as possible makes for a faster experience.
Which SBA office covers Deschutes County?
The SBA Portland District Office. You do not apply to the SBA directly for a 7(a) or 504 loan, though. You apply through a lender, and the lender works with the SBA on your behalf.
Where Paul lends
Paul helps business owners across Washington, Oregon and Idaho. Select a county to see its local SBA resources.
Washington
Oregon
Tell Paul what you are trying to buy in Deschutes County.
Start with a conversation about the building, the business or the equipment you have in mind.
Paul is not a loan broker. He works for a financial institution that is a direct lender.
Last updated October 28, 2026