Trusted Business Lender for the South Sound

Category Archives: Quick Tips


Yes— but only if you act quickly. If you lose your debit card or discover your PIN or password has been stolen, say something immediately: Federal regulations limit your liability to a maximum of $50 as long as you notify your bank within two Read more…


When you open a new checking account, you’re typically given the option of opting in for overdraft protection. But it comes at a steep price. Suppose there’s only $20 in your checking account, and you try to buy $30 worth Read more…


Yes:  fortunately — although it’s true that consumers are paying more than ever in fees, and free checking accounts have become harder to find. Do some digging online to find a truly fee-free account. And be sure to read your account’s Read more…


No. The Federal Reserve does influence the rate you earn, however. The “Fed” controls something called the federal funds rate, which is the rate at which financial institutions lend money to one another overnight. That rate influences other short-term interest rates, including those Read more…


Yes. FDIC insurance guarantees that, in the unlikely scenario that your bank collapses, the federal government will make you whole up to $250,000. While not legally required, the majority of U.S. banks are insured, including just about any bank that’s a household Read more…


Yes, generally. Since they save money by not operating storefront branches, online banks can afford to offer much higher rates than the national average of .06 percent. That’s why you’ll almost always find leading online banks among the institutions with the highest-yielding savings Read more…


I got a call from the IRS that I owe them money. Listen to see how the call went 🙂 Paul    


Instapaper – a tool for organization This is a simple tool that allows you to save web pages for later to read on your computer, mobile phone, or even Kindle. Once you sign up for an account (which takes just Read more…